| The
APR for your credit line may be determined by one or more of the following criteria;
your credit qualifications, combined loan-to-value (CLTV) ratios, loan amount
and application source. 3.99% APR assumes excellent credit, up to 90% CLTV, and
a $15,000.00 credit line originated through our web site. This variable rate is
based on the Wall Street Journal Prime Rate and is subject to change. Maximum
APR will not exceed 18%. Subject to credit approval. Mortgage and state tax may
be borrower's responsibility. Homeowners insurance is required; flood insurance
may be required for some locations |